Term Life Insurance Basics:

 

• Coverage for a “term” or period of your life.

• Lower premiums for higher coverage.

• Rates can change after specific terms expire.

• No equity – cannot be used as cash value.

 

Looking for life insurance to help protect your mortgage?

 

Through our partnership with several life insurance carriers, we can provide clients with:

 

*        Coverage up to $300,000 – no physical exam, just a few simple

          health questions to determine eligibility

*        Death benefits that may be used to help your family stay in your 

         home

*        Money to help with mortgage payments if you become disabled

*        Affordable premiums from a company you can trust.

 

A Mortgage Protection policy will protect your family’s financial future by providing the resources necessary for them to maintain their current lifestyle, and also the resources necessary to pay off the mortgage in the event of your death. In the event of your disability, this coverage also helps you and your family make your mortgage payments so you don’t risk losing your home.

 

Figuring out exactly how much coverage you will need requires a thorough analysis of your situation.  We’ll even tell you if you have too much insurance! We will spend the time needed to find out exactly how much life insurance you do need…for both today and for the future.

 

Please call us today for your FREE consultation and life insurance rate quote, with no obligation!