The following is a partial list of the kinds of conditions and situations that we consider when reviewing applications and underwriting coverage. Please:

 

1. Read the Pre-submission Underwriting Considerations. 

 

2. Review the Disqualifying Conditions.

 

3. Discuss your health history with your agent if any of these apply to you and you’re wondering whether you would qualify for coverage.

 

4. If you are unsure you will qualify for coverage due to an existing health condition, talk to your agent/producer about completing a pre-health qualification questionnaire before submitting your application. These questionnaires range in conditions from diabetes, arthritis, and COPD. That will help determine whether Mutual of Omaha Insurance Company would be able to insure you and at what rate class and benefits.

 

5. Discuss with your agent/producer what to expect during the underwriting process and personal health interview should you decide to apply.

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When you’re considering long-term care insurance, you have a lot of options. Most policies provide similar coverage for long-term care services you receive at home, in an assisted living facility, or nursing home. But in addition to these similarities, there are some significant differences. That’s why it’s so important to make sure the policy you select works the way you want and need it to work when it’s time to make a claim.

 

BRIDGE: Long-Term Care Planning Reimagined

 

Bringing together long-term care coverage, a science-based wellness program and a Non-Qualified fixed index annuity, Bridge allows your clients to plan for a secure, healthy future.

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Langley Insurance & Financial Enterprise offers health insurance programs to individuals which offer extensive coverage as well as high-deductible programs which are designed to protect against catastrophic financial losses. Individual health insurance programs are designed for individuals and families who cannot obtain health insurance through an employer. Due to the continually rising cost of medical care, it has become more important to provide health insurance for you and your families.

 

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Langley Insurance & Financial Enterprise offers free, comparative quotes on health insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out.

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