Annuities

  


Deferred Annuities


Deferred annuities help your clients accumulate assets for retirement and provide them with the peace of mind of knowing that their investment will not decline in value by offering tax deferred growth and a fixed rate of return. For a single initial investment, deferred annuities earn a fixed rate of interest over time and your client’s money grows tax deferred until they decide to begin receiving annuity payments.



Income Annuities


Income annuities provide your clients with a guaranteed, reliable income stream that they can’t outlive, which can help ease their financial worries in retirement years. If your clients are nearing retirement age or are already retired, income annuities provide a supplement to their retirement income through a series of income payments throughout their lifetime or for a specific period of time. Your clients can use the income however they wish, including paying for basic day-to-day living expenses.



Single Premium Deferred Annuity


It’s never too early to start planning for retirement. When selecting the most appropriate retirement vehicle for you, keep in mind your investment objective, risk tolerance and investment time horizon. A single premium deferred annuity is a product, that for a single initial investment, earns a fixed rate of interest and your money grows tax deferred until you decide to begin receiving annuity payments. If tax-deferred growth and a fixed rate of return are important to you, Ultra-Secure® Plus offers rate guarantees of five and seven years that may fit your needs.



Fixed indexed deferred annuity can be a valuable asset:


Potential interest based upon growth of a stock market index.


  • Enjoy the upside of the market without the downside.
  • Tax deferred growth.
  • Guaranteed income for life and other options.
  • Free withdrawals up to 10% of your premium.
  • Guaranteed death benefits.
  • Protection for your beneficiary.
  • Full access to the full amount value at maturity (5-10 years option)

Start building a better financial future today. (Contact Pheme Evans for more information).



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