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Accidental Life Insurance

Accidental Death Insurance is a great option for people who do not qualify for life insurance or already have life insurance and want additional coverage. In the case of your accidental death, your family can receive up to $1,000,000 in coverage. Coverage is guaranteed for people between the ages of 18 and 70, regardless of other insurance you may have. This coverage allows you to protect your family’s financial future, even if you can’t get life insurance.

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How accidental death insurance works


Accidental death insurance provides broad coverage for a relatively low cost. It covers accidental death sustained from any covered injury, work-related or non-work-related.

Accidental death insurance is not the same as traditional life insurance, but it can be used as a supplement to traditional life insurance. As the name implies, it is specifically designed to pay benefits only for unanticipated death from covered accidents. Accidental death insurance is also a way for people who don’t qualify for traditional life insurance to help protect their family’s future in the case of their accidental death. Unlike traditional life insurance, you can’t be turned down for accidental death insurance due to health or occupation reasons, as long as you qualify based on your current age. Typically, you can purchase an accidental death insurance policy until age 70, while coverage is guaranteed (if premiums are paid) until age 80.


Is accidental death insurance right for you?


Accidental death insurance is particularly suited for you if:

  • You want or need to help supplement your traditional life insurance coverage

  • You want to provide extra help and protection to your family should you die suddenly from an accident

  • You want to provide some financial protection for your family, even if you don’t qualify for other forms of insurance

  • You want to give your family some peace of mind, but don’t want to go through a medical exam


Additional insurance options are also available. To learn more about these products and other products we offer, fill out the form or call today to speak with a qualified specialist about your options.

Please call us today for your FREE consultation and life insurance rate quote, with no obligation!


Accidental Life Insurance Needs

Depending on the needs of the beneficiary, your life insurance policy can be tailored to fit your decisions. Proceeds can be paid to the beneficiary in a lump sum, or annuities. Other options for your life insurance plan include pensions and endowment policies.


Contact us to receive all the needed information so that you can make a completely informed decision about your life insurance plan.


Why do you need a LIFE INSURANCE AGENT?

  1. 1. Convenience: Save time and confusion. We file the application and paperwork for you.

  2. 2. Savings: Side-by-side price comparisons help you make informed decisions.

We are here to assist you in navigating through the confusing world of insurance!



Langley Insurance & Financial Enterprise offers free, comparative quotes on Accidental Life and accidental Health insurance from multiple insurance carriers so you can get the best possible rate.

Want to see how much we can save you? Just request a quote to find out

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