Final Expense Life Insurance
Final Expense Life insurance helps you take the burden off your loved ones.
Our Final Expense product helps take care of your outstanding medical bills, unexpected expenses, and any debts you may leave behind. Having this coverage takes the financial burden off of your family after your passing. The benefits are paid directly to the person you choose to leave it to, making the process simple and direct.
Did you know that funeral expenses can cost more than $10,000? Don't leave your loved ones burdened by these costs! Plan on helping them take care of your final expenses, outstanding medical bills or debt that you may leave behind. Final expense plans will pay directly to the person you choose and help your family through a difficult time when they are suffering from grief.
Nothing can spare your loved ones from the heartbreak of losing you, but we can help you cover the cost of your funeral. With this expense taken care of, your family can focus on comfort and healing.
Guaranteed Whole Life Insurance
Guaranteed acceptance for ages 45 – 85 (in NY, 50 - 75)
Coverage amounts: $2,000 – $25,000 (in WA, $5,000 - $25,000)
Benefits that are never reduced because of age or health
No medical exams or health questions to answer
Affordable rates that never increase
Get a Quote or call to apply 941-457-2744
A Whole Life Guaranteed policy also includes a graded death benefit. If death occurs from natural causes (not accidental) during the policy's first two years, the beneficiary will receive all premiums you paid plus 10 percent. Once the two year period ends, the beneficiary will receive the policy's full benefit. Full death benefits will be paid if death results from an accidental injury
Life Insurance Needs
Depending on the needs of the beneficiary, your life insurance policy can be tailored to fit your decisions. Proceeds can be paid to the beneficiary in a lump sum, or in annuities. Other options for your life insurance plan include pensions and endowment policies.
Contact us to receive all the needed information so that you can make a completely informed decision about your life insurance plan.
Why do you need a LIFE INSURANCE AGENT?
1. Convenience: Save time and confusion. We file the application and paperwork for you.
2. Savings: Side-by-side price comparisons helps you make informed decisions.
We are here to assist you in navigating through the confusing world of insurance!
You choose the life insurance benefit amount that's right for you.
Because everyone's needs are different, you can select your coverage amount from $2,000 - $25,000 (in WA, $5,000 - $25,000). If you need more than $25,000, or if you'd like to talk to someone about your need for coverage, contact us at 9414572744
Our application is simple and it asks NO medical questions.
Complete your application online in as few as 5 minutes. No questions will be asked about your health.
Your acceptance is guaranteed.
Guaranteed acceptance — here's how that's possible: Death benefits payable for natural causes (any cause other than accidental) are reduced during the first two years you own the policy. Your beneficiary receives all the premiums you've paid plus 10%. The full benefit is paid for death due to natural causes after your second year of coverage.
This coverage is guaranteed acceptance for your spouse, friend, or loved one aged 45 - 85 (in NY, 50-75), too.
Even if you decide this protection is not for you, if your spouse is between the ages of 45 and 85 (in NY, 50-75), they are guaranteed acceptance. For maximum family protection, however, both of you should have life insurance.
Please call us today for your FREE consultation and life insurance rate quote, with no obligation!
Langley Insurance & Financial Enterprise offers free, comparative quotes on Life insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out