Langley Insurance & Financial Enterprise PA

                                              Call Today: 407-801-1976 or Email: pheme.evans@gmail.com

Life Insurance

Do you know which life insurance policy type is right for you? 

Through our partnership with several life insurance carriers we are able to provide clients with a wide range of choices for their budget and coverage needs.

Our agents offer a variety of products for our clients to choose from, giving clients the full scope of available coverage and pricing so they can make the best choice for their needs.

Having life insurance coverage is an invaluable resource for your family’s financial future for after you’re gone. Rather than leaving your family in a heap of financial debt, you can leave your family with the resources to cover your final expenses, any outstanding debts and regular monthly expenses. With the appropriate coverage in place your family will be able to maintain their current lifestyle even after you’re gone.

We understand Florida’s market and regulations and can find the right plan – or mixture of plans – for your specific needs. 

Planning for tomorrow, today, is no easy task, but life is unpredictable. When the unexpected happens, life insurance coverage may be able to help keep your plans for your family’s future on course.

Some Key Life Insurance Goals:

• Provide income to surviving family members so they can maintain their lifestyle
• Pay off the mortgage if an income earner were to die so the house is free and clear of debt
• Provide for a college education if there are dependent children in the household
• Pay for final expenses of a funeral or estate settlement costs
• Provide an emergency fund to handle an unexpected financial crisis
• Provide for settlement of personal debt

How Much Life Insurance?

Figuring out exactly how much coverage you will need requires a thorough analysis of your personal situation.  We’ll even tell you if you have too much insurance! We will spend the time needed to find out exactly how much life insurance you do need…for both today, and for the future.

Please call us today for your FREE consultation and life insurance rate quote, with no obligation!

Life Insurance Needs

Depending on the needs of the beneficiary, your life insurance policy can be tailored to fit your decisions. Proceeds can be paid to the beneficiary in a lump sum, or in annuities. Other options for your life insurance plan include pensions and endowment policies.

Taking Care OF YOUR BUSINESS, YOUR FAMILY AND YOUR EMPLOYEES

When you die, your loved ones won’t care what type of life insurance you had or whether your policy included any special provisions or features. They’ll just want to know the answer to one question: Is there enough? The proceeds will be needed for many things – to pay for a funeral, retire credit card balances and other debts, and support loved ones for many years to come. But how do you know if you need $250,000, $500,000, $1 million or more? A good place to start is with the online Life Insurance Needs Calculator offered by the nonprofit LIFE Foundation. Just remember that online calculators are no substitute for the advice you’ll get by meeting with a life insurance professional, who can conduct a thorough analysis of your financial situation and help determine how much you’ll need to protect the ones you love. 

For an estimate of how much life insurance you would need to help safeguard your family’s financial future, use LIFE’s online calculator at www.lifehappens.org/lifecalculator.

Contact us to receive all the needed information so that you can make a completely informed decision about your life insurance plan.

Why do you need a LIFE INSURANCE AGENT?

1. Convenience: Save time and confusion. We file the application and paperwork for you.

2. Savings: Side-by-side price comparisons helps you make informed decisions.

We are here to assist you in navigating through the confusing world of insurance!

Langley Insurance & Financial Enterprise offers free, comparative quotes on health insurance from multiple insurance carriers so you can get the best possible rate.